Premium Products / Personal Service

Cash Transaction Monitor


CTM simplifies and automates your BSA/AML compliance obligations.

  • On a daily basis, you can quickly identify all aggregate cash transactions that require CTRs.

    • The system automatically aggregates transactions for related accounts (such as husband, wife and wife’s mother).

  • On a monthly basis, you can quickly identify customers with unusual/high-risk activity.

    • The system uses data from the prior year, to predict what a customer’s transactions will be this year.

    • Customers with transactions that exceed expectations have a “positive risk finding” (PRF).

    • The more PRFs a customer has, the higher their risk rating.

And that’s not all!

  • CTRs, SARs and DOEPs are electronically filed, used FinCEN’s Electronic Batch Filing Protocol

    • Our batch filing procedure eliminates the need to store and manage the FinCEN pdf files.

  • The system is great in identifying structuring and laundering transactions–even when the transactions involve multiple accounts and are done over multiple days.

  •  It performs 314(a) checks and keeps the results for the required five years.

  • CTM can be used to record Monetary Instrument Purchases (MIP).

    • MIPs are  include in the risk analysis procedure–even when done for non-customers.

And, most importantly: the system dashboard reminds you what has been done and what needs to be done.


  • Automates the Enhanced Due Diligence process and clearly documents the derived results.

  • Automates the generation of CTRs and SARs.

  • No limit on the number of users.

  • Fast, friendly and professional support from some of the best BSA experts in the business.

Try Us Out

Try our no risk, 30-day free trial and see for yourself: purchasing new software does not have to be stressful.

Check Our References

We provide the best customer service in the industry–just ask our customers. Please contact us for a reference list.