The BSA Examiner – Archives

 

2018

1st Quarter

Case #1 – It SUCs if you’re prepared.

2017

4th Quarter

Case #1 – It’s not getting any easier.
Case #2 – These coins aren’t spare change.
Case #3 – Making his list, checking it … once.

3rd Quarter

Case #1 – The rule for 20 years.
Case #2 – Cheap can be expensive.
Case #3 – You ask, we answer.
OFAC guidance for ACH
FinCEN guidance for CTRs

2nd Quarter

Case #1 – What’s their refund policy?

1st Quarter

Case #1 – Hiding in plain sight.
Case #2 – Wishful thinking.
Case #3 – That was no gentleman.

2016

4th Quarter

Case #1 – Don’t bet on it.
Case #2 – A rough cruise.
Case #3 – A new normal.

3rd Quarter

Case #1 – No question about it.

2nd Quarter

Case #1 – Insult to injury.
Case #2 – Cheap and very good.

1st Quarter

Case #1 – Editor’s note.
Case #2 – A growing trend.

2015

4th Quarter

Case #1 – That cloud is a thunderhead.
Case #2 – More knowledge equals less losses.
Case #3 – ISO is becoming the new MSB

3rd Quarter

Case #1 – Long-distance robbery.

2nd Quarter

Case #1 – They said what?
Case #2 – Yes ma’am, it’s the law.
Case #3 – Mr. EDD.

1st Quarter

Case #1 – This fish hooks you.

2014

4th Quarter

Case #1 – Bigger losses, smaller victims.
Case #2 – He seemed like such a nice young man.

3rd Quarter

Case #1 – Starbucks, anyone?

2nd Quarter

Case #1 – A defining moment.
Case #2 – Sometimes, sorry isn’t enough.

1st Quarter

Case #1 – A little here, a little there … dang, it quickly adds-up.
Case #2 – An then, a little bit more.
Case #3 – Half just isn’t enough.

2013

4th Quarter

Case #1 – Back with a vengeance.

3rd Quarter

Case #1 – Old dog, new trick.

2nd Quarter

Case #1 – Her momma done raised her right.
Case #2 – You know … I thought they looked familiar.

1st Quarter

Case #1 – Ok, maybe not so dumb … but don’t bet on it.
Case #2 – CAT tales.

2012

4th Quarter

Case #1 – This CAT ain’t cool.

3rd Quarter

Case #1 – Dumb and Dumber.

2nd Quarter

Case #1 – New Sheriff, new rules.
Case #2 – A little here, a little there.
Case #3 – Ratings made easy (or at least easier).

1st Quarter

Case #1 – The future is now.

2011

4th Quarter

Case #1 – Not large but painful none the less.
Case #2 – The first loss is the smallest loss.

3rd Quarter

Case #1 – Well chosen targets.
Case #2 – It’s what you don’t see that’s most scary.
Case #3 – You’ll never break even.

2nd Quarter

Case #1 – Old law, new interpretation.

1st Quarter

Case #1 – Tats, piercings and wingtips.
Case #2 – It’s not our fault … no, really, it’s not. (Want to bet?).

2010

4th Quarter

This edition of The BSA Examiner focuses on the risks inherent in ACH operations.

3rd Quarter

Case #1 – Protection is key … better make that keys.
Case #2 – Revolting in more ways than one.
Case #3 – A fool and his money.

2nd Quarter

Case #1 – Clearly visible, cleverly hidden.
Case #2 – Dang Internet.

1st Quarter

Case #1 – The bullet they dodged may ricochet back.

2009

4th Quarter

Case #1 – Be careful what you DON’T spend.
Case #2 – High risk, low reward.
Case #3 – High risk, low reward #2.

3rd Quarter

Case #1 – International ACH Transactions (IATs) are here.
Case #2 – Wild cards.

2nd Quarter

Case #1 – Be careful what THEY ask for.
Case #2 – Wanted: dead or alive.
Case #3 – A very happy ending.

1st Quarter

Case #1 – The signs are there.
Case #2 – The E doesn’t stand for Easy.
Case #3 – Easier exemptions.

2008

4th Quarter

Case #1 –A necessary delay.
Case #2 – It’s all in the numbers.

3rd Quarter

Case #1 – Hiding in plain sight
Case #2 – It could be your mother, or mine.
Case #3 – You’re in good company.

2nd Quarter

Case #1 – More work and more expense—that’s a FACT.

1st Quarter

Case #1 – No one said it would be easy.
Case #2 – A closer look is wise … and required.
Case #3 – No good deed goes unpunished.

2007

4th Quarter

Case #1 – Broken slot machine – Part II.
Case #2 – No question about it.
Case #3 – One bank’s trash, another bank’s treasure.

3rd Quarter

Case #1 – Paying-out like a broken slot machine.
Case #2 – To close for comfort.

2nd Quarter

Case #1 – Do as we say, not as we do.
Case #2 – Don’t blame others for your relationship troubles.
Case #3 – They have to have it, and you have to make sure.

1st Quarter

Case #1 – A new measuring stick.
Case #2 – Judgment day.
Case #3 – It ain’t what you think, but it’s suppose to be.

2006

Fall

Case #1 – Hidden in plain sight.
Case #2 – So advanced, it’s simple.
Case #3 – Use our list, check it twice.

Summer

Case #1 – More reporting required.
Case #2 – These questions warrant statements.
Case #3 – Easier than you think.

Spring

Case #1 – It’s all in the numbers.
Case #2 – The same, only different.
Case #3 – Now you see it, now you don’t.

1st Quarter

Case #1 – Traveling light.
Case #2 – One size does not fit all.
Case #3 – No agreement here.

2005

4th Quarter

Case #1 – Good underwriting is no excuse
Case #2 – They aren’t yours, but treat them like they are.
Case #3 – A New Year, a new headache.

Summer

Case #1 – That’s not a rose you smell.
Case #2 – Seeing what you don’t see.
Case #3 – You don’t have too, unless you say so.

Spring

Case #1 – Auditing the auditor.
Case #2 – Sign on the dotted line…and they’re not saying please.
Case #3 – The best solutions are simple.

1st Quarter

Case #1 – Give them credit, they’re inventive.
Case #2 – MSBs, a few more things to consider.
Case #3 – The light at the end of the tunnel…..is a fast approaching train.

2004

Fall

Case #1 – We don’t feel your pain, and we hope we never do.
Case #2 – Howdy Sheriff.
Case #3 – Ask for help and make sure you get it.

Summer

Case #1 – If you think it’s hot now, wait until winter.
Case #2 – Don’t force the issue.
Case #3 – Exception to every rule.

Spring

Case #1 – Patience expired.
Case #2 – A different shade of blue.
Case #3 – The law hasn’t changed, but expectations have.

1st Quarter

Case #1 – Guilty until proven innocent.
Case #2 – Wiring problems.
Case #3 – Spread em’ out.

2003

Fall

Case #1 – Hanging from the Branches.
Case #2 – We rate with the best.
Case #3 – It’s hard to argue with the numbers.

Summer

Case #1 – Their hands are tied; don’t let yours get cuffed.
Case #2 – Show us the money.
Case #3 – No partial credit.

Spring

Case #1 – We sent her to training, so it must be her fault.
Case #2 – You better know it when you see it, and, you better look for it.
Case #3 – You can have him, we don’t want him.

1st Quarter

Case #1 – The magic number is eight.
Case #2 – It was good last year. But this year it isn’t enough.
Case #3 – Size does matter.

2002

Fall

Case #1 – The proof is in the numbers.
Case #2 – It doesn’t say “Annual” for a reason.
Case #3 – Believe it, they’re not joking.

Summer

Case #1 – Oops, our mistake.
Case #2 – The job’s all yours.
Case #3 – This kite don’t fly.

Spring

Case #1 – It’s not where you finish, it’s where you start.
Case #2 – Quit your batchin’.
Case #3 – Copy that card.

1st Quarter

Case #1 – It’s not just a suggestion, it’s the law.
Case #2 – What they don’t know can hurt you.

2001

Fall

Case #1 – They’re making the list; you check it twice.
Case #2 – Eight is enough.
Case #3 – It’s all in the numbers.

Summer

Case #1 – $10 million? Ouch, that had to hurt.
Case #2 – So close, but so far away.

Spring

Case #1 – Sometime, the usual is unusual. And yes, it is your business.
Case #2 – More money than you need.